BK Benefits Consultants

Health and life insurance, and a person to ask.

Families, the self-employed, small businesses, early retirees. Tell us what you're after and a licensed agent gets back to you within a business day.

Health Dental Vision Life

What we do

Health and life coverage.

Most people come in asking for health insurance or life insurance, and the useful question is usually one level down. Which kind of health plan, and with which doctors. Term or permanent, and for how long. That's the conversation, and it's shorter than it sounds.

Health Insurance

Individual and family plans, group plans for small businesses, dental and vision. For the self-employed, the between-jobs stretch, early retirees, and the shop with a few people on payroll. The plans that fit get priced, and you go through the tradeoffs together before you pick.

  • Individual & family plans (under 65)
  • Group health for small businesses
  • Dental & vision coverage
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Life Insurance

Most people know they should have some. The hard part is how much, for how long, and what kind, and those three answers are what the conversation is for.

  • Term life insurance
  • Whole life & permanent coverage
  • Final expense & long-term care
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Our approach

How this works.

One person, not a list.

What you send goes to one person, and that person calls. Not a queue, not a rotation.

If it doesn't fit, you'll hear that first.

Some of the best advice is "keep what you have." If the plan you're on is the right one, that's what you'll be told.

Still here after you enroll.

Enrollment isn't the finish line. A renewal notice, a claim question, a baby, a move: your agent is who you call, and you'll have their number.

"Every recommendation I make starts with your situation, not a sales quota. If something doesn't make sense for you, I'll say so."

Brett · Licensed Insurance Agent

Our commitment

What You Can Always Expect

1 business day
to hear back
Health · Life
plus dental, vision, and the plans that ride alongside
Same price
with help or without

Questions

Common questions

A few things people usually want to know first.

Yes, and most people end up doing that anyway. The same call that sorts out a health plan usually surfaces the life question, and one person can usually handle both.
Not to you. The agent who sets up your policy is paid by the insurance company, and your coverage costs the same either way.
We're licensed in Missouri and Ohio, and the people we work with hold licenses in more states than that. Ask; if yours isn't one of them, you'll hear so on the first call.
Prices the plans that fit, then goes through the differences with you: deductibles, networks, which prescriptions are covered and at what cost, the things that decide what a bad year costs. Then you pick.
Not much. Any prescriptions you take regularly, the doctor or hospital you'd want to keep, and who else is going on the plan. The rest comes up on the call.

Get started

Talk to a person.

You'll hear back within a business day.

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This is a solicitation of insurance

What are you looking for?

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